Who Can Qualify For Apple Card?

Does Apple card build credit?

Even Participants can build credit.

Owners or Co‑Owners can invite anyone age 13 and over in their Family Sharing group to join their Apple Card account as a Participant.

Participants age 18 and over have the opportunity to build their own credit history..

Is getting an apple card worth it?

The minimal fees make this a good, low-cost addition to your Apple Wallet, and that’s the only place you should keep it. When making purchases outside of Apple or without Apple Pay, you’re better off with one of the many no-annual-fee cards that pay 1.5% or 2% cash back on all purchases and have a variety of benefits.

How long does Apple card approval take?

It can take somewhere between 7-10 business days to get approved for the Apple Credit Card. In some cases, you could get immediately approved. If you do, you’ll get an offer with your initial credit limit and APR after applying. If you accept the offer, you can start using your Apple Card with Apple Pay.

Does Apple card automatically increase credit limit?

How to request a higher credit line with the Apple Card. Goldman Sachs doesn’t offer automatic credit limit increases like many other issuers do, but you can request an increase on your Apple device by chatting with an Apple Card customer service representative.

Can I use Apple card anywhere?

Pay with Apple Card anywhere Apple Pay is accepted, and use the titanium Apple Card or card number anywhere Mastercard is accepted.

Does Apple card require SSN?

You can’t get the Apple Card without an SSN.

Does Apple pay need my SSN?

You don’t need a social security number to set up Apple Pay. You need a credit card, a billing address, and your credit card needs to support Apple Pay.

Do you need good credit for Apple card?

The Apple Card’s credit score requirement is “good”. While it’s possible to be approved with a lower score due to a high income or other positive factors, it’s best to not take the risk. It’s good to note that the Apple Card credit score requirement is comparable to that of similar cards on the market.

Can non US citizens apply for Apple card?

Apple Card is currently not available to nonresident immigrants in the U.S. But nonresidents can always apply for other credit cards available to immigrants.

What are the approval odds for Apple card?

Variable APRs range from 10.99% to 21.99% based on creditworthiness. Apple highlights several factors that can affect approval: If you’re behind on debt obligations or have previously been behind.

What credit score do you need for Apple card?

What credit score do you need for the Apple Card? According to Apple, customers with a credit score lower than 600 might not be approved for the Apple Card. This means that some applicants with fair or average credit (scores ranging between 580-669) might be accepted for the Apple Card, while others might be declined.

Why did I get declined for Apple card?

If your application is declined because your identification information couldn’t be verified. Make sure your name, address and other information provided on your Apple Card application is correct. If you find inaccurate information, re-enter the information as needed.

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