What Is The Difference Between The Amazon Store Card And The Amazon Credit Card?

Most credit cards — including the Visa Signature cards — will let you charge a purchase anywhere that particular card is accepted.

But the Amazon.com Store Card and Amazon Prime Store Card can only be used to make purchases at Amazon and nowhere else.

What is the difference between the Amazon store card and the Amazon Prime store card?

If you end your Amazon Prime Membership, your Amazon Prime Store Card will become a regular Amazon Store Card that doesn’t earn 5% cash back. There’s no annual fee on the card, but Prime membership does cost $99 per year. This card offers special financing on all orders of $149 or more.

Is the Amazon store card a credit card?

The Amazon.com Store Card is issued by Synchrony Bank, and offers special financing plans for large Amazon purchases. As a retail store credit card, the Amazon card will be relatively easy to qualify for, compared to general-use reward credit cards.

Which Amazon credit card is better?

Best Amazon Credit Card: How to Get the Most Out of Your Purchases

Recommended cardsBest forCredit needed
Amazon Rewards CardThird-Party Amazon PurchasesGood/Excellent
Discover it® Cash BackGeneral SpendingGood/Excellent
Blue Cash Preferred® Card from American ExpressSupermarketsExcellent/Good

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How does the Amazon credit card work?

You earn a 3% rebate for all Amazon.com and Whole Foods Market purchases; 2% at gas stations, restaurants, and drugstores; and 1% on all other purchases. Your rewards come in the form of points. When you are approved for the card, Amazon will give you a $50 gift card.

What credit score do you need for Amazon credit card?

640

Is an Amazon card worth it?

All things considered, if you’re someone who shops a lot on Amazon and/or if Whole Foods is your go-to grocer, it’s worth considering one of the Amazon Rewards cards — especially if you’re a Prime member. Annual fee: $119 Amazon Prime membership. Bonus: $70 Amazon gift card.

Does the Amazon card build credit?

The Amazon.com Store Card Credit Builder is a secured credit card, designed to help you improve your credit scores. Cardholders with Amazon Prime memberships will automatically be given the Amazon Prime Store Card Credit Builder card, which earns 5% cash back on Amazon purchases when special financing is declined.

Does applying for Amazon card hurt credit?

1 Answer. Getting rejected for a credit card does not impact your credit score. However, applying for a credit card, whether or not you are approved, does impact your score temporarily. Each time your credit report is accessed by a creditor, an “inquiry” instance appears on your credit report.

How do you use an Amazon card?

Redeem a Gift Card

  • Locate the claim code. Note: For plastic gift cards, you may need to scratch off the coating on the back of the card to reveal the claim code.
  • Go to Your Account.
  • Click Apply a Gift Card to Your Account .
  • Enter your claim code and click Apply to Your Balance. Note: You can also enter your claim code during checkout.