Quick Answer: What Is An Amazon Rewards Visa Card?


How does the Amazon Rewards Visa card work?

The Amazon Prime Rewards Visa Signature Card provides users with 5% back at Amazon.com, 2% back on gas station, restaurant and drugstore purchases, and 1% back everywhere else. The rewards are earned in the form of points which you can then redeem for statement credit.

How do I get a Amazon Rewards Visa card?

Apply for an Amazon Rewards Visa Signature Card

Important: You must be a U.S. Resident, have a U.S. Social Security number (SSN) or U.S. Individual Taxpayer Identification Number (ITIN), and be at least 18 years old (19 in AL and NE). Go to Amazon Rewards Visa Signature Card and click Apply Now.

What are the benefits of an Amazon credit card?

Rewards: 5 percent back on Amazon and at Whole Foods, 2 percent back at restaurants, gas stations and qualifying drug stores, 1 percent on all other purchases. Annual fee: $119 Amazon Prime membership. Bonus: $70 Amazon gift card. Variable APR: 15.74 to 23.74 percent based on your credit score.

Is Amazon Prime Rewards Visa worth it?

The Amazon Prime Rewards Visa Signature Card could be a great pick for frequent online shoppers. Plus you’ll get a gift card added to your Amazon account as soon as you’re approved. But it’s only available to Amazon Prime members, and the cost of Prime membership might not be worth it for everyone.

Can I use my Amazon credit card anywhere?

Amazon Prime Rewards Visa Signature Card

You can use these cards anywhere Visa cards are accepted, and you’ll earn rewards when you do, but you’ll get the most rewards value from these cards when you’re shopping on Amazon.

Does applying for Amazon card hurt credit?

1 Answer. Getting rejected for a credit card does not impact your credit score. However, applying for a credit card, whether or not you are approved, does impact your score temporarily. Each time your credit report is accessed by a creditor, an “inquiry” instance appears on your credit report.

Is Amazon Rewards Visa card worth it?

The 5% rewards rate on Amazon purchases and the $70 gift card you get once approved are both great rewards that are tough to beat by any other offer currently on the market. Keep in mind that it’s probably not worth it for you to sign up for Amazon Prime just to get the Amazon Prime Rewards Visa Signature Card.

Why can’t I use my Amazon Rewards points?

If you don’t see rewards points, click “Change” in the Payment Method box and specify the amount of available rewards points you would like to apply towards your purchase. You can use your points for all or part of a payment for the purchase of eligible items at Amazon.com.

How do you get a 100 free Amazon card?

Get Amazon.com $100 Gift Card for free with Swagbucks

  • Sign up for Swagbucks. Sign up for free with just your email and password.
  • Earn 10000 SB. Complete surveys, take advantage of promos, find shopping deals, play games or watch videos.
  • Redeem your points for Amazon.com $100 Gift Card.

Is it worth getting a Amazon credit card?

With so many different credit cards to choose from, many shoppers are left wondering which, if any, might be worth getting. The card that will best suit most consumers is the Amazon Prime Rewards Visa Signature Card. The only drawback is that it’s exclusive to Prime members, who must pay $119 per year for membership.

What is the credit limit for Amazon credit card?

That deposit will then represent the card’s credit limit. Consumers can establish credit lines ranging from a minimum of $100 to a maximum of $1,000. Like many other retail cards, however, the Amazon Credit Build card can only be used for Amazon purchases, making it a “closed-loop” card.

How can I get an Amazon card?

To apply for a credit card:

  1. Search the Credit Card Marketplace for a credit card you’d like to apply for.
  2. Click Apply now. You’ll be redirected to the credit card application on the financial institution’s website.
  3. Fill in the credit card application and click Submit application.

How do I get cashback on my Amazon credit card?

Every 100 points = $1.00 when redeemed at Amazon.com toward eligible purchases. You can use your points for eligible purchases at checkout. Use your points directly at Amazon.com or redeem your points through Chase for cash back, gift cards and travel. Minimum redemption amounts apply to gift cards and cash back.

What credit score is needed for Amazon Rewards Visa?

This card requires credit scores in the “good” range (around 660 – 720). But with it, you do get the opportunity to earn 3% cash back rewards that you can apply to your Amazon.com purchases as the rewards are earned.

What happens to my Amazon Prime credit card if I cancel Prime?

Canceling Prime while using an Amazon Prime Rewards card

When your current membership expires, Amazon will bill the annual membership fee to your account automatically. For Synchrony’s Amazon Prime Store Card, the current 5 percent rewards rate for Prime members drops to 0 percent if you quit Prime membership.

Can I withdraw cash from my Amazon credit card?

If you want to get cash against your cash credit limit, this should act just like withdrawing cash from any ATM accepting Visa cards – you dip your card, enter PIN, and withdraw cash up to your available limit. I have not really used cash withdrawal using Amazon or any other credit card.

What’s the catch with the Amazon credit card?

There is a small catch: The 5% cash back benefit, which also applies to Amazon.com purchases, is only available to active members of Amazon Prime, a subscription program that offers free two-day shipping, access to streaming video and music, and a variety of other Amazon-specific perks for $119 a year.

How hard is it to get a Amazon credit card?

You will have a difficult time getting the Amazon Store Card with no credit history. According to the Amazon.com website, you will need the following minimum credit scores to have a likely chance of being approved: Excellent (720+); Good (680); and Fair (640).