What Is An Amazon Prime Store Card?

Is the Amazon Prime store card a credit card?

The Amazon.com Store Card is issued by Synchrony Bank, and offers special financing plans for large Amazon purchases. As a retail store credit card, the Amazon card will be relatively easy to qualify for, compared to general-use reward credit cards.

What is the difference between Amazon Prime Card and Amazon store card?

The Amazon Prime Store Card actually is not a real credit card. It’s a paper punch-out card you can only use at Amazon. Prime members receive 5% cashback and, for a limited time, a $60 Amazon gift card. You also can use the card to get no-interest financing on Amazon purchases paid in full within six, 12 or 24 months.

What credit score do I need to get the Amazon store card?

640

How does the Amazon card work?

You earn a 3% rebate for all Amazon.com and Whole Foods Market purchases; 2% at gas stations, restaurants, and drugstores; and 1% on all other purchases. Your rewards come in the form of points. When you are approved for the card, Amazon will give you a $50 gift card.

Is it worth getting Amazon Prime Credit Card?

All things considered, if you’re someone who shops a lot on Amazon and/or if Whole Foods is your go-to grocer, it’s worth considering one of the Amazon Rewards cards — especially if you’re a Prime member. Prime Rewards card at a glance: Annual fee: $119 Amazon Prime membership. Bonus: $70 Amazon gift card.

Does applying for Amazon card hurt credit?

1 Answer. Getting rejected for a credit card does not impact your credit score. However, applying for a credit card, whether or not you are approved, does impact your score temporarily. Each time your credit report is accessed by a creditor, an “inquiry” instance appears on your credit report.

Which Amazon card should I get?

Best Amazon Credit Card: How to Get the Most Out of Your Purchases

Recommended cardsBest forCredit needed
Amazon Rewards CardThird-Party Amazon PurchasesGood/Excellent
Discover it® Cash BackGeneral SpendingGood/Excellent
Blue Cash Preferred® Card from American ExpressSupermarketsGood/Excellent

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Where can you use Amazon Prime store card?

The Amazon.com Store Card and the Amazon Prime Store Card may be used for most purchases at Amazon.com, select physical Amazon stores that accept the Amazon.com Store Care or the Amazon Prime Store Card as a payment option (See About Amazon.com Store Card Restrictions for a complete list of exceptions) and for

Which Amazon card is easiest?

If you’re an Amazon Prime member, go with the Amazon Prime Rewards Visa Signature Card. Otherwise, your decision is easy: Choose the Amazon Rewards Visa Signature Card.

Does Amazon do a hard credit check?

Amazon Store Card is through GE Money. Yes, they do. Generally though you’ll only see it on one or two reports. Credit bureaus see this as just credit card shopping, so will hit your score only once as a single hard inquiry.

Is it easy to get approved for an Amazon credit card?

Approval Requirements & Application

Although the Amazon.com Store Card is easiest to obtain for those with at least fair credit, a number of cardholders report being accepted with credit scores around the 600 range.

What stores approve bad credit?

Best “Department Store” Credit Cards for Bad Credit

  • Kohl’s Charge Card.
  • Macy’s Credit Card.
  • Dillard’s Credit Card.
  • TJX Rewards Credit Card.
  • Belk Credit Card.
  • JCPenney Credit Card.
  • Nordstrom Retail Card.

How do I get an Amazon card?

To apply for a credit card:

  1. Search the Credit Card Marketplace for a credit card you’d like to apply for.
  2. Click Apply now. You’ll be redirected to the credit card application on the financial institution’s website.
  3. Fill in the credit card application and click Submit application.

Can I use my Amazon credit card anywhere?

Amazon Prime Rewards Visa Signature Card

You can use these cards anywhere Visa cards are accepted, and you’ll earn rewards when you do, but you’ll get the most rewards value from these cards when you’re shopping on Amazon.

Can you withdraw cash from Amazon credit card?

If you want to get cash against your cash credit limit, this should act just like withdrawing cash from any ATM accepting Visa cards – you dip your card, enter PIN, and withdraw cash up to your available limit. I have not really used cash withdrawal using Amazon or any other credit card.

Will closing a credit card hurt?

Depending on your total available credit, closing a credit card account with a high credit limit could hurt your credit score, particularly if you have high balances on other cards or loans. If you have zero balances, your credit utilization rate is zero, and won’t be impacted by the loss of a balance.

Why should I get a credit card?

As long as you can use a credit card responsibly, there are endless advantages to using a credit card. They offer rewards, protection, and convenience. When used responsibly, credit cards can be great for your financial well-being. Smart credit card holders can earn money just by using their card!

Which credit card is best for me?

At a glance: Our picks if you want to …

Improve your creditCapital One® Secured Mastercard®
Pay less interestChase Freedom Unlimited®
Transfer a balanceChase Slate®
Earn cash backCiti® Double Cash Card
Earn travel rewardsChase Sapphire Preferred® Card

How long does it take to get approved for an Amazon credit card?

Amazon Rewards Visa Signature Card Approval Process

If your application isn’t instantly approved, you’ll be informed of the application status after Chase has completed the review process, usually within 2 to 4 weeks after applying.

Does the Amazon card build credit?

The Amazon.com Store Card Credit Builder is a secured credit card, designed to help you improve your credit scores. Cardholders with Amazon Prime memberships will automatically be given the Amazon Prime Store Card Credit Builder card, which earns 5% cash back on Amazon purchases when special financing is declined.

Can I get an Amazon credit card with no credit?

Amazon this week unveiled a new secured credit card with Synchrony Bank, aimed at customers with bad or no credit history. The card – called the Amazon Prime Store Card Credit Builder – requires a refundable security deposit, has no annual fee and offers Prime members 5% back on Amazon.com purchases.