Is Amazon Credit Card Easy To Get?

Approval Requirements & Application

Although the Amazon.com Store Card is easiest to obtain for those with at least fair credit, a number of cardholders report being accepted with credit scores around the 600 range.

Is it easy to get an Amazon credit card?

This card has no annual fee and you can use it anywhere Visa is accepted. Another of the best Amazon credit cards is the Amazon Store Card from Synchrony Bank, which offers 5% cash back but only if you have a Prime membership. Plus, the Amazon Store Card is easy to get, requiring only fair credit.

Which Amazon card is easiest?

If you’re an Amazon Prime member, go with the Amazon Prime Rewards Visa Signature Card. Otherwise, your decision is easy: Choose the Amazon Rewards Visa Signature Card.

What credit score do you need to get Amazon Visa card?

660 – 720

How long does it take to get approved for Amazon credit card?

Amazon Rewards Visa Signature Card Approval Process

If your application isn’t instantly approved, you’ll be informed of the application status after Chase has completed the review process, usually within 2 to 4 weeks after applying.

Does Amazon do a hard credit check?

Amazon Store Card is through GE Money. Yes, they do. Generally though you’ll only see it on one or two reports. Credit bureaus see this as just credit card shopping, so will hit your score only once as a single hard inquiry.

What is the minimum credit score for an Amazon card?

640 or higher

Can you get an Amazon credit card with bad credit?

Amazon this week unveiled a new secured credit card with Synchrony Bank, aimed at customers with bad or no credit history. The card – called the Amazon Prime Store Card Credit Builder – requires a refundable security deposit, has no annual fee and offers Prime members 5% back on Amazon.com purchases.

Which Amazon card is better?

Amazon rewards card vs. Amazon Prime rewards card

Amazon Rewards Visa
ProsNo membership fee required Offers higher rate on Amazon purchases than most cards Easy to redeem your cash back
ConsThere are a few cards with a better overall cash back rate

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Which Amazon card is best?

Here are the best Amazon credit cards:

  • Best Amazon Credit Card: Amazon Rewards Visa.
  • Best for Fair Credit: Amazon.com Store Card.
  • Best for Cash Back: Citi Double Cash.
  • Best cash bonus: Chase Freedom.
  • Best for Shop with Points on Amazon: Chase Sapphire Preferred.
  • Best for Bad Credit: Discover it Secured.

Is it worth getting the Amazon credit card?

With so many different credit cards to choose from, many shoppers are left wondering which, if any, might be worth getting. The card that will best suit most consumers is the Amazon Prime Rewards Visa Signature Card. The only drawback is that it’s exclusive to Prime members, who must pay $119 per year for membership.

What credit does Amazon pull?

It depends on exactly which Amazon credit card you apply for. The Amazon Prime card is issued by Synchrony Bank and they primarily pull TransUnion. Chase also issues an Amazon credit card. Chase generally pulls Equifax, but is also known to pull Experian.

What stores approve bad credit?

Best “Department Store” Credit Cards for Bad Credit

  1. Kohl’s Charge Card.
  2. Macy’s Credit Card.
  3. Dillard’s Credit Card.
  4. TJX Rewards Credit Card.
  5. Belk Credit Card.
  6. JCPenney Credit Card.
  7. Nordstrom Retail Card.