Question: How Do I Use A Visa Gift Card?

Where is the pin for a visa gift card?

Since 2013, Visa and Mastercard gift cards began utilizing PIN numbers.

These numbers are not located on the card.

Instead, customers must call the number on the back of the card to use the automated system to enter the card’s 16-digit card number..

How does a Visa gift card work?

A Visa gift card is a non-reloadable, prepaid debit card. Once it’s activated, the card works just like cash. The cardholder can use it to shop or make a one-time bill payment anywhere that accepts Visa for as long as a balance remains. The gift cards are available at banks and retail stores.

Is there a fee when you purchase a Visa gift card?

Do All Visa Gift Cards Have A Fee Yes; the fee is based on the gift card’s value. Gift card values from $10.00 to $74.99 have a $2.95 fee. Gift card values from $75.00 to $149.99 have a $3.95 fee.

How can I use a Visa gift card without a PIN?

To use a Visa gift card as a “debit” transaction, you’ll need to enter a Personal Identification Number (PIN) at the Point of Sale (POS) terminal. Without a PIN, the gift card should be run as a “credit” transaction.

How do you activate a visa gift card?

Call the number on the sticker on the front of your card. This sticker contains the phone number that you need to activate your card. This is also true for some Visa gift cards. If there is a sticker on the front of your card, call the number listed and follow the automated prompts to activate it.

How do I use a Visa gift card online?

How do I use my Visa Gift Card online? You can use your card for online purchases by entering the card number, expiry date and the 3 digit code (CVV) found on the back of the card. Occasionally websites will ask for the name on the card, in these instances simply insert “Gift Card” in the field provided.

How much can I put on a Visa gift card?

How much money can I put on a Visa Gift Card? Visa Gift Cards can be purchased from $20 to $500.

Can you use a gift card without a PIN number?

Credit transactions do not require a Personal Identification Number (PIN). … For DEBIT Transactions: In order to use your gift or reward card as a debit transaction, you will need to enter a Personal Identification Number (PIN) at the point of sale. To set a PIN, visit the Change/Set PIN page.

How do I know if my visa gift card is activated?

Getting started with Visa Gift cards Many Visa Gift cards are activated upon purchase and ready to use. However, if yours requires activation, you’ll typically see a sticker with instructions and a toll-free phone number.

How can I get cash from a Visa gift card?

How to convert Visa gift cards to cashUse your Visa gift card to buy other merchants’ gift cards. … Add it to your PayPal wallet. … Add it to your Venmo account. … Pay your bills with your Visa gift card. … Go to a Gift Card Exchange Kiosk to trade it in. … Sell your Visa gift card through an app. … Convert your Visa gift card to cash by selling it to a website.More items…•Jul 9, 2020

Do you need a pin for a visa gift card?

Your Visa® Gift Card is a prepaid Visa card that can be used for purchases at merchants worldwide that accept Visa Debit Cards. … The debit option requires a PIN to work. The card does not come with a preset PIN, so you will need to set one prior to making the purchase for the debit option to work.

Why is my Visa gift card being declined?

There are a number of possible reasons why a purchase could be declined: You don’t have enough money left on your card. You haven’t activated or registered your card. The address you gave to make an online or phone purchase is different from the address you have on file with your prepaid card provider.

How long does it take for a visa gift card to activate?

What to Expect After You Activate a Gift Card. After you activate the gift card, it should be ready to use. I have seen some cases where a gift card issuer imposes a waiting period after purchase, meaning the gift card may not be usable for up to 24-48 hours even though it has been activated.

What name do I put for a visa gift card?

Use Real Name and Current Address. When registering the gift card, enter your first and last name, just as you would on a credit card. Enter current address information as well.