How Do I Pay Someone With PayPal Credit?

You can now send money with PayPal Credit.

It’s easy—simply log in to and select the Send Money tab.

Enter the recipient’s email address or phone number, amount, and transaction type.

Click Change to select PayPal Credit as your payment method, then confirm your payment details.

Can you pay friends with PayPal credit?

Currently, your PayPal Credit limit cannot be used to send money to friends and family or to deposit funds into your bank account. PayPal Credit will not be available as a funding source to pay an invoice or money request sent via PayPal.

How do you pay with PayPal credit?



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Why can’t I pay with PayPal credit?

PayPal doesn’t allow recurring payments unless you have credit cards or bank accounts linked to it, and they need to have enough funds as well. Access your PayPal account and go to the “settings” section.

What is the maximum PayPal credit line?

Once you have been approved and accept the terms of use, PayPal will give you a credit limit of at least $250. PayPal will periodically review your account and may increase or decrease your credit limit.

Can I pay a friend using PayPal credit?

Here’s how easy it is:

Log into your account at, select “Pay or send money” and choose whether you’re paying for goods or services or sending money to friends and family. Click “Change Payment Method” to select PayPal Credit if it’s not already set, confirm your payment details and click “Send Money Now”