You can do debit card transaction without an OTP on international websites.
You only need debit card number, Expiry date and CVV.
Even you don’t need PIN .
On international websites their is only debit card details are required.
Can debit card be used without PIN?
Debit cards can be used without entering a personal identification number or PIN, in what is known as an “off-line” transaction. Unlike a credit card, however, if you lose your debit card, a thief can drain your entire bank account (and even your line of credit) — without knowing your PIN.
Can money be deducted from debit card without OTP?
If you think your money is safe as you have not shared the OTP and PIN, you are wrong. Fraudsters can actually steal money from your bank account, even without you providing OTP and PIN. A Noida based woman recently lost Rs 1.5 Lakh from her debit and credit cards, without even sharing her OTP or PIN.
How can I pay without OTP?
This means, that from now, all digital transactions below Rs 2000 can be done without any need of OTP. Currently, when you make a transaction, and after you have given the card details on the merchant website, you need to enter an OTP that is sent to your registered mobile number before the transaction gets through.
Can you do online transaction without OTP?
No online transaction can be carried out without an OTP. Anyone who has the card details (card number, expiry date and CVV) can carry out a transaction without alerting the authorised user,” said a senior officer at Lalbazar. Card details can be copied in a schemer once the card is swiped through it.