Do Prepaid Cards Require Personal Information?

But to address the original question, you can technically get a prepaid card without providing any personal information, but it won’t do much for you.

Visa, MasterCard, Discover, and American Express offer gift cards that can be used anywhere those card networks are accepted.

Do all prepaid cards require social security number?

For online purchases and to keep from carrying large amounts of cash, it may be a good idea to have a prepaid card. Prepaid cards don’t require a Social Security number and can be opened by almost anyone.

Can a prepaid card be traced?

A) Yes, they do keep track of purchases. Almost all prepaid gift cards require some form of registration where they collect different data about you: name, address, zip code, phone number, etc. The gift card becomes an account, and you can review your purchase history just like a regular credit card.

Do you need ID for prepaid debit card?

Banks are only allowed to onboard customers after authenticating their identities. Banks have to comply with the regulations put by the regulatory authorities and thus require ID for prepaid cards and cash deposits. You can read more about the need for KYC and AML regulations here.

What name do I put for a prepaid card?

Use Real Name and Current Address

When registering the gift card, enter your first and last name, just as you would on a credit card.

Are prepaid cards Anonymous?

Prepaid cards are available online and at retail locations, and buying one is anonymous when you go the latter route. However, while you’ll be able to load funds to a prepaid card obtained in store at the time you get it, you won’t be able to anonymously reload it for recurring use.

How can I activate my prepaid card without SSN?

To activate a Netspend prepaid debit card, you’ll need to provide a government-issued identification number, such as your Social Security number or Alien Registration Number. It does not seem possible to activate a card without verifying your identity.