Question: Can I Buy A Visa Gift Card Without Paying A Fee?

I’m often asked if there is any way to buy a Visa gift card without paying the activation fee or purchase charge.

The answer is no.

Though you can’t avoid paying the purchase charge entirely, there are ways to save money on Visa and other open loop gift cards.

How much does a visa gift card cost at Walmart?

Purchase Fee

Purchase Fee
$25 Walmart Visa Gift Card$3.44
$50 Walmart Visa Gift Card$3.94
$100 Walmart Visa Gift Card$5.44
$200 Walmart Visa Gift Card$5.44

2 more rows

What gift cards have no activation fee?

Visa, Mastercard®, American Express® and other bank-issued gift cards charge a purchase fee to cover the money they have to pay to third parties like the store, the program manager, and the processor. In short, no. However store gift cards (Apple, Amazon, etc) generally they do not have an activation fee.

Do all Visa gift cards charge a fee?

Do All Visa Gift Cards Have A Fee

Yes; the fee is based on the gift card’s value. Gift card values from $10.00 to $74.99 have a $2.95 fee. Gift card values from $75.00 to $149.99 have a $3.95 fee.

How much is a $50 Visa gift card?

Fees: A one-time purchase fee in the following amounts is charged for each Gift Card at the time of purchase, except where otherwise required to comply with applicable law: $25 Gift Card = $4; $50 Gift Card = $5; $60 Gift Card multi-pack (three, $20 Gift Cards) = $8.50; $100 Gift Card = $6.

How long does it take for a visa gift card to activate?

After you activate the gift card, it should be ready to use. I have seen some cases where a gift card issuer imposes a waiting period after purchase, meaning the gift card may not be usable for up to 24-48 hours even though it has been activated.

Is there a prepaid debit card with no fees?

NetSpend® Visa® Prepaid Card

No late fees or interest charges because this is not a credit card. No Overdraft Fees on purchases using your card. Use the NetSpend Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply). Card issued by MetaBank®, Member FDIC.

What is the best prepaid card with no fees?

Best Prepaid & Debit Cards of 2020:

  • NetSpend® Visa® Prepaid Card.
  • PayPal Prepaid Mastercard®
  • Brink’s Prepaid Mastercard®
  • Kroger REWARDS Prepaid Visa® Card.
  • Prepaid Visa® RushCard.
  • Fifth Third Access 360° Reloadable Prepaid Card.
  • MOVO Virtual Prepaid Visa Card.
  • American Express Serve®

Do Visa gift cards have a monthly fee?

Some Visa gift cards have monthly maintenance fees after a year of inactivity, so you want to read the fine print to look for cards that say there are “no fees after purchase.” Some banks, including U.S. Bank and TD Bank also sell Visa gift cards to their customers.